Protect your recreational vehicle with customized coverage.
Whether you’re planning a family vacation or a weekend road trip, make sure your recreational vehicle is covered with the right insurance policy.
Start saving with one of the best RV insurance companies & discover the discounts you can earn.
Get an RV insurance quote online or over the phone today.
If you get into an accident with your RV and other people get hurt, this coverage helps pay their medical expenses.
If your RV or trailer damages another person’s property, like their car or home, this coverage can help pay for their repairs.
This helps cover treatment or recovery costs if you or your passengers get hurt in an accident.
This helps pay for your repair costs if your RV gets damaged in an accident.
If your RV is disabled due to a covered incident and you’re more than 50 miles from your residence, your insurer will cover your resulting transportation and lodging costs up to $750 (you may upgrade your coverage to $2000).
Example: You’re more than 100 miles from home when an accident on the highway damages and disables your RV. your insurer will help pay for your hotel and rental car costs, up to the limits of your policy, while your RV is being repaired.
your insurer will replace your totaled travel trailer or motorhome with a brand new one, minus your deductible, so long as your RV is five model years old or less. If your RV is older than five model years, you’ll receive the amount specified in your policy.
Example: If your totaled RV originally cost $55,000, but is only worth $45,000 today, your insurer will pay to replace it with the same model year or later and the same trim level or better—even if it costs more than the original vehicle’s purchase price.
Personal property inside your motorhome or travel trailer is covered up to the limits you specify.
Example: You accidently back your trailer into a picnic table, damaging your cell phone and tablet. Your policy can pay to replace the items up to the limits of your policy.
The largest type of motorhome, ranging from 21-40 feet in length
The smallest type of motorhome, commonly know as "camper vans"
Mid-sized RVs ranging from 20-33 fett in length, also known as "mini motorhomes"
Large, enclosed trailer used for transporting horses, vehicles and other cargo
Travel trailers used for camping and vacationing ranging from 12-40 feet in length
These trailers feature a raised front section, providing more living space
Smaller camping trailers built with collapsible walls for easier towing
A type of RV where the living space sits in the bed of a pickup truck
Smaller trailers designed to carry ATVs, boats, equipment, and other light cargo
How much does RV insurance cost?
Annual policies remain affordable, but your price for motorhome and travel trailer insurance depends on a variety of factors, such as:
Is insurance required on a travel trailer?
Because you’re not driving your travel trailer, no states require you to insure a vehicle that you pull with a car or truck. If you're financing the travel trailer, your lender may mandate comprehensive and collision coverage to insure the vehicle against physical damage.
Does Roof Protection coverage apply to the interior of an RV?
This coverage protects against damage to any part of the vehicle caused directly by a roof malfunction.
Is there insurance coverage for horse trailers and destination trailers?
Yes. Our insurance carriers cover destination trailers like standard travel trailers. Horse trailers can be covered up to $50,000.
The Shaw Crosby Insurance Brokerage will help you set up a top-notch and affordable rv insurance coverage. On top of that, you'll have access to our highly trained service agents. They'll be happy to help you make a change to your policy or answer any questions you may have. Call 1-855-498-0515 for help with a specialized policy.
Getting the best rate or the right insurance coverage for your RV is much easier than changing a flat tire. Keep these tips in mind before you start your quote:
Get a quote for your motorhome or travel trailer today and see how much you'll save while getting the coverage you need.
Keep in mind, coverage offerings may vary by state.
Shaw Crosby Insurance Brokerage, LLC's website is operated by Shaw Crosby Insurance Brokerage, LLC., a licensed insurance agency doing business as Shaw Crosby Insurance Brokerage, LLC. The purpose of this website is to help individuals, families and businesses obtain the best insurance solution for their specific needs. Contact may be made by an insurance agent/producer or insurance company. We offer plans from a number of insurance companies. Shaw Crosby Insurance Brokerage, LLC. is privately owned and all information and advertisements are independent and are not associated with any state exchange or the federal marketplace. Additionally, Shaw Crosby Insurance Brokerage, LLC. is not associated with, sanctioned by or managed by the federal government, the Centers for Medicare & Medicaid, healthcare.gov or the Department of Health and Human Services.
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